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Your information will not be shared or sold. We take your privacy very seriously.
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reason 55places Mortgage, LLC chooses to share; and whether you can limit this sharing.
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Does 55places Mortgage, LLC share? - Yes
Can you limit this sharing? - No
For our marketing purposes—to offer our products and services to you
Does 55places Mortgage, LLC share? - Yes
Can you limit this sharing? - No
For joint marketing with other financial companies
Does 55places Mortgage, LLC share? - No
Can you limit this sharing? - We don't share
For our affiliates' everyday business purposes—information about your transactions and experiences
Does 55places Mortgage, LLC share? - No
Can you limit this sharing? - We don't share
For our affiliates' everyday business purposes—information about your creditworthiness
Does 55places Mortgage, LLC share? - No
Can you limit this sharing? - We don't share
For our affiliates to market to you
Does 55places Mortgage, LLC share? - No
Can you limit this sharing? - We don't share
For non-affiliates to market to you
Does 55places Mortgage, LLC share? - No
Can you limit this sharing? - We don't share
How does 55places Mortgage, LLC protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does 55places Mortgage, LLC collect my personal information?
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
You may have other privacy protections under state law. We will comply with applicable state laws with regard to the disclosure of your personal information.
For Nevada residents: We are providing you this notice pursuant to state law. You may be placed on our internal Do Not Call List by contacting us at: 55 Paces Mortgage, LLC 11505 Burnham Dr NW Suite 203 Gig Harbor, WA 98332; Phone: 800-490-4287; email: [email protected] Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E Washington St., Ste 3900, Las Vegas, NV 89101; Phone: 702.486.3132; email: [email protected]
This web site is owned by 55places Mortgage, LLC and its affiliates (collectively, '55places Mortgage').
Please read these Web Site Terms of Use (“Terms of Use”) carefully before starting to use this web site. By accessing, viewing, or using the systems, services or materials on any sites linking to these Terms of Use (e.g., s1lending.com, rfslends.com, collectively known as the 'Site'), you indicate your understanding of these Terms of Use, and further agree to accept such Terms of Use and to be legally bound by them. If you do not wish to agree to these Terms of Use, you should leave this Site.
'Materials' include information, forms, documents, software and other content present on or available to you from the Site. 55places Mortgage may withdraw, revise, enhance or update the Site, and any services or Materials provided on the Site at any time. Materials which offer descriptions or information on available products are intended as general information and may not contain complete descriptions of all applicable terms, exclusions and conditions.
The Site, and its content and functionality (including all information, software, tests, displays, images, video and audio, and the design and arrangement thereof), are owned by 55places Mortgage, its licensors or other providers of the content and functionality and are protected by United States copyright and other applicable laws. Likewise, all service marks, logos and Materials located on the Site are owned by 55places Mortgage unless otherwise indicated and are also protected by United States copyright laws and all other applicable laws. Removal or reproduction, by any means, of any content and functionality, Materials, logo, service mark, or the name of 55places Mortgage, is expressly prohibited without the prior written consent of 55places Mortgage.
55places Mortgage grants you a non-exclusive, non-transferable, temporary license to use Materials. 55places Mortgage may revoke your license to use any Material at any time, upon notice to you, if you fail to comply with these Terms of Use, or for any other reason. In no event shall the Materials be used in any manner which 55places Mortgage deems to be contrary to 55places Mortgage's best interests.
If 55places Mortgage discloses at the time of your use or download of any Materials that 55places Mortgage will charge you for use of the Materials, then your use of those Materials means that you agree to pay to 55places Mortgage any license or use fee then being charged by 55places Mortgage to use specified Materials. All such fees are non-refundable.
Except as set forth in 55places Mortgage's Privacy Policy located at https://55placesmtg.com/privacy-policy other specific terms and conditions applicable to using other platforms of communication with 55places Mortgage which may conflict with these Terms of Use, or as required by privacy laws, if you elect to communicate with 55places Mortgage via the Site or e-mail, you acknowledge that the information contained in your message shall not be considered confidential and that 55places Mortgage shall be free to disclose or otherwise use such information contained therein without any liability or limitation, including but not limited to creating and marketing products and/or services using such information. 55places Mortgage is not responsible and shall not be liable for the contents of information, messages or other content posted to the Site by visitors or persons other than 55places Mortgage employees. Opinions or comments contained in such items reflect the views of the author and not of 55places Mortgage unless 55places Mortgage expressly states to the contrary.
The Site may, from time to time, contain links to other internet web sites for the convenience of users in locating information and services that may be of interest. You acknowledge that these third-party sites are maintained by persons or organizations which 55places Mortgage does not control, and 55places Mortgage expressly disclaims any responsibility for the content, the accuracy of the information and/or quality of products or services provided by or advertised on these third-party sites. 55places Mortgage does not control, endorse, promote, or have any affiliation with any other web site unless expressly stated in the Site or in the other web site.
Use of the Internet is solely at your own risk and is subject to all applicable state, national and international laws and regulations. While 55places Mortgage endeavors to apply security protocols which are necessary and appropriate to the types of electronic communications which occur through use of the Site, the confidentiality of any communication or material transmitted to or from 55places Mortgage via the Site, other web sites or internet e-mail cannot be guaranteed, including personal information such as your address or social security number. 55places Mortgage will not be liable for any loss resulting from a cause over which 55places Mortgage has no direct control, including but not limited to, failure of electronic or mechanical equipment or communication lines, telephone or other connection problems, computer viruses, unauthorized access, theft, operator errors, severe weather, earthquakes, natural disasters, strikes or other labor problems, wars, or governmental restrictions.
USE OF THIS SITE IS ENTIRELY AT YOUR OWN RISK. IN NO EVENT SHALL 55PLACES MORTGAGE BE LIABLE TO YOU, OR TO ANY THIRD-PARTIES, FOR ANY DAMAGES YOU OR A THIRD-PARTY MAY SUSTAIN DUE TO YOUR USE OR INABILITY TO USE THE SITE OR ANY MATERIALS, EVEN IF MUTUAL HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. 55PLACES MORTGAGE SHALL NOT BE LIABLE FOR ANY DIRECT, SPECIAL, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOST REVENUES OR LOST PROFITS, WHICH MAY RESULT FROM THE USE OF, ACCESS TO, OR INABILITY TO USE THESE MATERIALS. UNDER NO CIRCUMSTANCES WILL THE TOTAL LIABILITY OF 55PLACES MORTGAGE TO YOU EXCEED THE PRICE PAID FOR USE OF THE SITE. THE SITE AND MATERIALS ARE PROVIDED 'AS IS.' TO THE MAXIMUM EXTENT PERMITTED BY LAW, 55PLACES MORTGAGE DISCLAIMS ALL WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. THE INFORMATION PRESENTED ON OR THROUGH THE SITE IS MADE AVAILABLE FOR GENERAL INFORMATIONAL PURPOSES ONLY AND 55PLACES MORTGAGE DOES NOT WARRANT THE ACCURACY, COMPLETENESS OR USEFULNESS OF THIS INFORMATION. 55PLACES MORTGAGE DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE SITE OR ANY MATERIALS WILL MEET ANY REQUIREMENTS OR NEEDS YOU MAY HAVE, OR THAT THE SITE OR ANY MATERIALS WILL OPERATE IN AN ERROR-FREE OR UNINTERRUPTED FASHION, OR THAT ANY DEFECTS OR ERRORS IN THE SITE OR MATERIALS WILL BE CORRECTED. SOME JURISDICTIONS DO NOT ALLOW THE WAIVER OR EXCLUSION OF IMPLIED WARRANTIES SO THEY MAY NOT APPLY TO YOU.
You agree to defend, indemnify, and hold harmless 55places Mortgage, its affiliates and subsidiaries, and all of their respective directors, officers, employees, representatives, proprietors, partners, shareholders, members, employees, principals, agents, predecessors, successors, assigns, and attorneys from and against any and all claims, proceedings, damages, injuries, liabilities, losses, costs, and expenses (including attorneys' fees and litigation expenses) relating to or arising from your use of the Site, any breach by you of these Terms of Use, your negligent or intentional acts, errors or omissions in regard to the subject matter of these Terms of Use, or your failure to comply with applicable laws.
These Terms of Use are governed by the laws of the State of California without regard to that state's principles of conflicts of laws. You consent to the jurisdiction of the federal and state courts presiding in San Diego, Calilfornia, and irrevocably agree to accept service of process by mail, and hereby waive any and all jurisdictional and venue defenses otherwise available. This Site is intended solely for visitors within the United States and is controlled and operated by 55places Mortgage from its offices within the United States. 55places Mortgage makes no representation that Materials on the Site are appropriate or available for use in other locations, and access to them from territories where their contents are illegal is prohibited. Those who choose to access this Site from other locations do so of their own volition, agree to use the Site only for lawful purposes, and are responsible for compliance with applicable laws.
The product information contained on this Site has been prepared for informational purposes only and is not intended to constitute a solicitation or offer for sale, unless specifically indicated otherwise. All products listed may not be available in all states. For further information, please contact your nearest 55places Mortgage representative who can provide you with costs and complete details.
55places Mortgage may revise and update these Terms of Use from time to time, in its sole discretion. All changes are effective immediately when posted and apply to all access to and use of the Site thereafter. Your continued use of the Site following the posting of revised Terms of Use means that you accept and agree to the changes.
Effective January 1, 2020
The California Consumer Privacy Act of 2018 (“CCPA”) provides consumers residing in California (“California Consumers”) with specific rights regarding their personal information. This Notice supplements the Synergy Online Privacy Policy and applies solely to California Consumers.
Personally Identifiable Information (“personal information”) is defined for purposes of this section of the Policy as information that identifies, relates, describes, references, is reasonably capable of being associated with, or could reasonably be linked to, directly or indirectly, you as an individual. Personal information includes information collected directly from you if you choose to purchase products, use certain services available on our sites or personal information that you voluntarily provide, such as information included in response to a questionnaire or survey, or if you apply for a job on our Careers sites.
Under the CCPA and the unique consumer rights described below, personal information does not include:
We may disclose personal information we collect for one or more of business purposes described in the Policy.
In the preceding twelve (12) months, we have not sold any of your personal information unless a transfer of this information to an advisor, broker or third-party insurance marketer was authorized by you.
Personal information covered by the CCPA shared in the preceding twelve (12) months includes:
Subject to the exceptions set forth in the CCPA, you have the right to request that we disclose certain information to you about our collection and use of your personal information covered over the past 12 months. Once we receive and confirm your verifiable consumer request, we will disclose to you:
Subject to the exceptions in the CCPA, you have the right to request that we delete any of your personal information collected from you and retained by us. Once we receive and confirm your verifiable consumer request, we will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies.
We may deny your deletion request if retaining the information is necessary for us or our service provider(s) to:
Only you, or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child.
You may only make a verifiable consumer request for access or data portability twice within a 12-month period. The verifiable consumer request must:
We endeavor to respond to a verifiable consumer request within forty-five (45) days of its receipt. If we require more time (up 90 days), we will inform you of the reason and extension period in writing. We will deliver our written response by mail or electronically, at your option. Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request’s receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance, specifically by electronic mail communication.
do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.
We will not discriminate against you for exercising any of your CCPA rights.
We reserve the right to amend this California privacy notice at our discretion and at any time. When we make changes to this California privacy notice, we will post the updated notice on the Website and update the notice’s effective date. Your continued use of our Website following the posting of changes constitutes your acceptance of such changes.
The effective date of the rights for California residents described in this California privacy notice is January 1, 2020. Changes to this California privacy notice will not affect our use of previously provided personal information.
If you have any questions about this California privacy notice, the ways in which we collect and use your information described in this notice, your choices and rights regarding such use, please feel free to contact us as follows:
Last reviewed date: December 1, 2019